Independent APY comparisons
Find the best bank APY rates, side by side
Compare savings and deposit rates with full account context, including minimum balances, withdrawal rules, and compounding frequency.
Our method
An APY is useful, but it is not the only detail worth checking.
We compare top savings and deposit rates together with the terms behind them, then state our recommendations and affiliate relationships plainly.
Beyond the APY
Check the account details that matter
Before opening an account, review the factors that shape what you actually earn and how easily you can access your money.
Fees
Fee structures
Look for monthly maintenance, transfer, and withdrawal fees that can reduce the yield you see advertised.
Balances
Balance tiers
Check minimum balance thresholds and whether the advertised rate applies to your full deposit or only part of it.
Access
Transfer access
Review withdrawal limits, transfer timing, and linked account options so your savings stay available when you need them.